# Weatherbys Bank

**Canonical:** https://apis.io/providers/weatherbys-bank/  
**Website:** https://www.weatherbys.bank/  
**APIs profiled:** 7

Weatherbys Bank is a small, family-owned UK private bank, part of the Weatherbys Banking Group, trading since James Weatherby founded the family business in 1770 and incorporated as Weatherbys Bank Limited in 1994. It serves private, business, and racing customers through Weatherbys Private Bank and Weatherbys Racing Bank from offices in London, Wellingborough, and Edinburgh, and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority (FCA firm reference under Weatherbys Bank Limited). As an FCA-authorised ASPSP it is a regulated participant in UK Open Banking (PSD2), publishing OBIE-conformant surfaces - PUBLIC, unauthenticated Open Data reference APIs (ATM and branch locators, personal and business current account product data) and the FAPI-secured OBIE Read/Write APIs for Account and Transaction Information (AIS), Payment Initiation (PIS), and Confirmation of Funds (CBPII). It is not one of the CMA9 mandated banks. Its Open Banking gateway is hosted on Oracle Banking APIs (BaaS) at openbanking.weatherbysbank.com; there is no separately branded public developer portal.

## Kin Score — 51.7 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 51.7).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 38.1 |
| Governance | 30.3 |
| Contract Governance | 30.3 |
| Operational Transparency | 15.8 |
| Developer Ergonomics | 28.6 |
| Commercial Clarity | 78.6 |
| Access Clarity | 78.6 |

Regulatory layer — **Banking & Open Finance**: 77.2 (matched via tags).

## Agent readiness — 38.8 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | na |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | na |
| Error Semantics | documented |
| OpenAPI Examples | partial |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | na |

## Access

OBIE onboarding (eIDAS/OBIE certificates) — onboarding: unknown, pricing: unknown, trial: no (confidence: medium).

## APIs (7)

- **Weatherbys Bank Open Data ATM Locator API** — PUBLIC, unauthenticated OBIE Open Data ATM Locator API — reference data for the bank's ATMs (postal address, geographic coordinates, services). Conforms to the OBIE Open Data AP...
- **Weatherbys Bank Open Data Branch Locator API** — PUBLIC, unauthenticated OBIE Open Data Branch Locator API — reference data for the bank's branches. Conforms to the OBIE Open Data API Standard v2.3. Documented/standard for thi...
- **Weatherbys Bank Open Data Personal Current Accounts API** — PUBLIC, unauthenticated OBIE Open Data Personal Current Accounts (PCA) API — reference product data (features, fees, rates, eligibility) for personal current accounts. Conforms ...
- **Weatherbys Bank Open Data Business Current Accounts API** — PUBLIC, unauthenticated OBIE Open Data Business Current Accounts (BCA) API — reference product data for business current accounts. Conforms to the OBIE Open Data API Standard v2...
- **Weatherbys Bank Account and Transaction Information API (AIS)** — OBIE Read/Write Account and Transaction Information API (AISP). FAPI-secured (OAuth2/OIDC, mutual-TLS, PSD2 strong customer authentication) — requires OBIE/eIDAS certificates an...
- **Weatherbys Bank Payment Initiation API (PIS)** — OBIE Read/Write Payment Initiation API (PISP). FAPI-secured (OAuth2/OIDC, mutual-TLS, PSD2 SCA) — requires OBIE/eIDAS certificates and dynamic client registration. Represented a...
- **Weatherbys Bank Confirmation of Funds API (CBPII)** — OBIE Read/Write Confirmation of Funds API (CBPII). FAPI-secured (OAuth2/OIDC, mutual-TLS, PSD2 SCA) — requires OBIE/eIDAS certificates and dynamic client registration. Represent...

## MCP servers (1)

- **Weatherbys Bank MCP Server**

## Agentic access (1)

- **Weatherbys Bank Agentic Access** — 8 operations

## Security (2)

- **Weatherbys Bank Authentication** — none/oauth2/openIdConnect/mutualTLS · 4 schemes
- **Weatherbys Bank Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Financial-Services, Banking, Open Banking, PSD2, OBIE, United Kingdom, Payments, Account Information, Private Banking

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/weatherbys-bank/). Scores are computed from the provider's own public artifacts under a published rubric.