# Wealthfront

**Canonical:** https://apis.io/providers/wealthfront/  
**Website:** https://www.wealthfront.com  
**APIs profiled:** 5

Wealthfront is an automated investment service offering REST APIs and integrations for portfolio management, financial planning, tax optimization, direct indexing, and cash account management. Founded in 2008 and headquartered in Palo Alto, California, Wealthfront manages approximately $95 billion in assets for over 1.4 million clients as of 2026. The platform provides automated investing with tax-loss harvesting, direct indexing for accounts over $100,000, high-yield cash management accounts with FDIC insurance up to $8 million, and stock investing with no advisory fees. Wealthfront went public on Nasdaq (WLTH) in December 2025.

## Kin Score — 27.1 / 100 (thin)

Scored 2026-08-25 under rubric 0.14.0. Trend: flat (+0.0 from 27.1).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 47.4 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 60.5 |
| Access Clarity | 60.5 |

## Agent readiness — 2.5 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Paid — onboarding: unknown, pricing: paid, trial: no (confidence: medium).

## APIs (5)

- **Wealthfront Automated Investing API** — Internal REST API powering Wealthfront's automated portfolio management service. Supports account creation, portfolio configuration, risk assessment, automated rebalancing, and ...
- **Wealthfront Tax Optimization API** — Automated tax optimization service providing daily tax-loss harvesting, direct indexing at the stock level for accounts over $100,000, and Smart Beta factor weighting for accoun...
- **Wealthfront Cash Account API** — High-yield cash management account API supporting deposits, withdrawals, transfers, bill pay, and debit card management. Offers 3.30% base APY with FDIC insurance up to $8 milli...
- **Wealthfront Account Linking API** — External account linking and data aggregation platform that connects Wealthfront with third-party financial institutions via vendors such as Plaid and Finicity. Handles authenti...
- **Wealthfront Financial Planning API (Path)** — Financial planning and retirement projection API powering Wealthfront's Path product. Aggregates linked external accounts, models retirement scenarios, and provides personalized...

## Security (2)

- **Wealthfront Domain Security** — TLSv1.3 · HSTS · DMARC
- **Wealthfront Vulnerability Disclosure** — Bugcrowd

## Plans (1)

- **Plans**

## Tags

Finance, Investment, Portfolio-Management, Tax Optimization, Robo-Advisor, Wealth Management, Cash Management, Direct Indexing, Financial Planning, Fintech

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/wealthfront/). Scores are computed from the provider's own public artifacts under a published rubric.