# Wealth Reader

**Canonical:** https://apis.io/providers/wealth-reader/  
**Website:** https://www.wealthreader.com/  
**APIs profiled:** 2

Read-only bank aggregation API: accounts, transactions, cards, loans, deposits and investment portfolios from banks, brokers and asset managers in 61 countries, over both the PSD2 regulatory channel and a non-PSD2 channel that returns wealth data the regulatory APIs do not expose.

## Kin Score — 64.9 / 100 (strong)

Scored 2026-09-21 under rubric 0.22.0. Trend: flat (+0.0 from 64.9).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 62.0 |
| Contract Governance | 18.2 |
| Operational Transparency | 57.9 |
| Developer Ergonomics | 75.6 |
| Access Clarity | 73.7 |

Regulatory layer — **Banking & Open Finance**: 50.6 (matched via tags).

## Agent readiness — 40.7 (agent-native)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | documented |
| Auth Clarity | bearer |
| Idempotency | documented |
| Error Semantics | verified |
| OpenAPI Examples | verified |
| Rate Limit Signal | documented |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## APIs (3)

- **Wealth Reader Advanced API** — Optional endpoints not required for standard integrations. Use only if explicitly instructed by Wealth Reader.
- **Wealth Reader Cards (real time) API** — Real-time card expense synchronization from the Open Sync mobile app: per-customer employee pre-registration, signed webhooks (card_transaction.created / card_enrollment.confirm...
- **Wealth Reader Core API** — Core API required for standard integrations

## MCP servers (1)

- **ALL WR Toolkit MCP server**

## Security (3)

- **Wealth Reader Authentication** — 5 schemes
- **Wealth Reader Domain Security** — TLSv1.3 · DMARC
- **Wealth Reader Vulnerability Disclosure** — Hackerone

## Plans (1)

- **Wealth Reader Plans Pricing**

## Tags

Bank Aggregation, Open Banking, PSD2, Financial Data, Account Aggregation, Investment Portfolios, Wealth Management, Banking, Fintech

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/wealth-reader/). Scores are computed from the provider's own public artifacts under a published rubric.