# Wayhome

**Canonical:** https://apis.io/providers/wayhome/  
**Website:** https://wayhome.co.uk  
**APIs profiled:** 0

Wayhome (formerly Unmortgage) is a London-based property technology company founded in 2016 by Nigel Purves and Josef Wasinski. It offers "Gradual Homeownership" — a part-buy, part-rent alternative to a traditional mortgage in which a customer buys at least 5% of a home and pays rent on the remainder, gradually increasing their ownership stake over time. Wayhome pairs aspiring homeowners with institutional investors (including Allianz), letting people who can afford rent but cannot secure a conventional mortgage move into a home of their choice with a deposit as low as 5%. Wayhome is authorised and regulated in the United Kingdom. It is backed by fintech venture investors including Anthemis, Augmentum Fintech, Allianz X and Accelerated Digital Ventures. Wayhome operates as a consumer-facing service and does not publish a public developer API; this profile captures its public web, security, and domain-security surface.

## Kin Score — 15.7 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+1.1 from 14.6).

| Facet | Score |
|---|---|
| Discoverability | 61.1 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 34.2 |
| Access Clarity | 34.2 |

## Agent readiness — 2.6 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | yes |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (2)

- **Wayhome Domain Security** — TLSv1.3 · HSTS · DMARC
- **Wayhome Vulnerability Disclosure** — security.txt · contact published

## Tags

Company, PropTech, Fintech, Real-Estate, Homeownership, Mortgage Alternative, Shared Ownership, United Kingdom

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/wayhome/). Scores are computed from the provider's own public artifacts under a published rubric.