# Wagestream

**Canonical:** https://apis.io/providers/wagestream/  
**Website:** https://stream.co/en  
**APIs profiled:** 5

Wagestream — trading as Stream since its 2025 rebrand — is a UK-founded, B Corp certified workplace financial wellbeing platform that gives hourly and salaried employees earned wage access (flexible pay), shift and pay tracking, workplace savings, budgeting tools, salary-deducted workplace loans, benefits and state-benefit claim support, financial coaching and discounts, delivered as a mobile app funded by the employer rather than the worker. Employers connect their HR, workforce management and payroll systems to Stream through the Wagestream Integrations API — a small, batch-oriented REST push API over employees, shifts (time and attendance), absences, off-cycle payments and Stream-generated enrolment banking records — or via SFTP file feeds and browser upload into the employer administration portal. The API is API-key authenticated, asynchronous (every write returns a transaction id polled through a matching GET), and idempotent through an optional per-request nonce.

## Kin Score — 51.5 / 100 (developing)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 51.5).

| Facet | Score |
|---|---|
| Discoverability | 92.6 |
| Contract Quality | 58.2 |
| Governance | 20.8 |
| Operational Transparency | 21.1 |
| Developer Ergonomics | 62.5 |
| Commercial Clarity | 50.0 |

## Agent readiness — 42.1 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| MCP Server | derived |
| Auth Clarity | yes |
| Idempotency | documented |
| Error Semantics | documented |
| OpenAPI Examples | partial |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## APIs (5)

- **Wagestream Absences API** — Operations relating to absences
- **Wagestream Employees API** — Operations relating to employees
- **Wagestream Enrollment API** — Operations relating to enrolling employees in Wagestream
- **Wagestream Off Cycle Payment API** — Operations relating to off-cycle payments
- **Wagestream Shifts API** — Operations relating to Shifts

## MCP servers (1)

- **wagestream-mcp.yml**

## Agentic access (1)

- **Wagestream Agentic Access** — 11 operations · 6 acting

## Security (3)

- **Wagestream Authentication** — apiKey · 1 scheme
- **Wagestream Domain Security** — TLSv1.3 · HSTS · DMARC
- **Wagestream Trust Center** — trust center published

## Tags

financial-wellbeing, earned-wage-access, fintech, payroll, human-resources, workforce-management, time-and-attendance, employee-benefits, workplace-savings, hr-integrations, b-corp, united-kingdom

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/wagestream/). Scores are computed from the provider's own public artifacts under a published rubric.