# Vircle

**Canonical:** https://apis.io/providers/vircle/  
**Website:** https://vircle.com  
**APIs profiled:** 0

Vircle is a Malaysian family fintech platform, operated by Debit Circles Sdn Bhd, offering a parent app paired with a prepaid card for children so families can give pocket money, assign chores, and teach kids to earn, save, and spend responsibly. It issues a Visa Prepaid Card (Vircle Club) usable at Visa merchants worldwide and a School Card for cafeteria and campus e-store purchases, with real-time spend alerts and parental controls. Card issuance is provided in partnership with Fass Payment Solutions (Fasspay). Vircle is a portfolio company of 500 Global. As a consumer mobile app it publishes no public developer portal, API, or SDKs.

## Kin Score — 9.1 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 9.1).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Payments**: 21.9 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Vircle Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Fintech, Payments, Prepaid Cards, Financial Literacy, Family, Kids, Malaysia

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/vircle/). Scores are computed from the provider's own public artifacts under a published rubric.