# Veritus

**Canonical:** https://apis.io/providers/veritus/  
**Website:** https://veritus.com/  
**APIs profiled:** 4

Veritus (Veritus Agent) is a San Francisco fintech (Y Combinator S2025) building compliant, voice-first AI agents for the consumer-lending lifecycle - origination, servicing, and collections. Its omnichannel platform places AI voice calls, SMS, and email to borrowers, running every contact through a built-in compliance engine (respectful hours, frequency limits, cease-and-desist, model-validation notices) before outreach. The REST API (OpenAPI 3.1, bearer auth, isolated sandbox and production environments, HMAC-signed webhooks) lets lenders, servicers, and collections agencies create customers, place compliance-checked calls, run omnichannel drip campaigns, import and analyze SMS/email interactions, and retrieve call recordings.

## Kin Score — 42.5 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 42.5).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 59.3 |
| Governance | 16.7 |
| Contract Governance | 16.7 |
| Operational Transparency | 7.9 |
| Developer Ergonomics | 32.7 |
| Commercial Clarity | 50.0 |
| Access Clarity | 50.0 |

## Agent readiness — 40.0 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | documented |
| Error Semantics | no |
| OpenAPI Examples | verified |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (4)

- **Veritus Calls API** — The Calls API from Veritus — 2 operation(s) for calls.
- **Veritus Clients API** — The Clients API from Veritus — 1 operation(s) for clients.
- **Veritus Customers API** — The Customers API from Veritus — 12 operation(s) for customers.
- **Veritus Interactions API** — The Interactions API from Veritus — 1 operation(s) for interactions.

## MCP servers (1)

- **Veritus MCP Server**

## Security (3)

- **Veritus Authentication** — http · 1 scheme
- **Veritus Domain Security** — TLSv1.3 · HSTS · DMARC
- **Veritus Trust Center** — SOC 2 Type 2, ISO 27001, PCI DSS, HIPAA, EU AI Act

## Tags

Company, Fintech, Consumer Lending, Collection, AI Agents, Voice AI, Communications, Compliance

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/veritus/). Scores are computed from the provider's own public artifacts under a published rubric.