# Verituity

**Canonical:** https://apis.io/providers/verituity/  
**Website:** https://verituity.com/  
**APIs profiled:** 1

Verituity is a McLean, Virginia payment integrity platform that verifies the file, the payee, the account and the payment instruction at the moment of authorization, before money moves, across any payment rail. The platform is organized as six services — Connect (ingest any batch file or REST call and normalize it to ISO 20022), Detect (duplicate and out-of-pattern screening), Eligibility (payee qualification against OFAC, SAM and payer-private lists), Verify (identity and bank account ownership verification), Pay (rail optionality and orchestration across ACH, RTP, wire, push-to-card, virtual card, PayPal, Zelle, Venmo, check and cross-border) and Explain (evidence and lineage on every decision). Its developer-facing product is Verification-as-a-Service, a single POST /v1/verifications call that runs four verification modules and returns one normalized decision/tier/reason_code response regardless of which underlying data source answered.

## Kin Score — 42.6 / 100 (developing)

Scored 2026-09-02 under rubric 0.18.0.

| Facet | Score |
|---|---|
| Discoverability | 68.5 |
| Contract Quality | 48.1 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 57.1 |
| Commercial Clarity | 39.5 |
| Access Clarity | 39.5 |

Regulatory layer — **Banking & Open Finance**: 45.6 (matched via tags).

## Agent readiness — 29.7 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | documented |
| Error Semantics | documented |
| OpenAPI Examples | documented |
| Rate Limit Signal | documented |
| Event Surface Described | yes |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## APIs (1)

- **Verituity Verification API** — Verification-as-a-Service. A single POST /v1/verifications call declares which verification modules to run — organization_identity, individual_identity, payment_method and payee...

## Security (2)

- **Verituity Authentication** — 2 schemes
- **Verituity Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Verituity Plans Pricing**

## Tags

Payments, Payouts, Disbursements, Identity Verification, Account Verification, Fraud Prevention, Payment Integrity, Banking, Financial Services, Public Sector, ISO 20022, Compliance, Company

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/verituity/). Scores are computed from the provider's own public artifacts under a published rubric.