# Verisk

**Canonical:** https://apis.io/providers/verisk/  
**Website:** https://www.verisk.com  
**APIs profiled:** 5

Verisk (formerly ISO) is a leading data analytics and technology company serving the insurance, energy, and financial services industries. Verisk provides risk scoring, actuarial data, property analytics, catastrophe modeling, claims benchmarking, and underwriting intelligence through RESTful APIs that power insurance pricing, reserving, and exposure management workflows.

## Kin Score — 42.7 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 42.7).

| Facet | Score |
|---|---|
| Discoverability | 64.8 |
| Contract Quality | 75.2 |
| Governance | 25.0 |
| Contract Governance | 25.0 |
| Operational Transparency | 7.9 |
| Developer Ergonomics | 54.8 |
| Commercial Clarity | 13.2 |
| Access Clarity | 13.2 |

Regulatory layer — **Insurance**: 25.8 (matched via tags).

## Agent readiness — 35.0 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | verified |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Enterprise · Self-serve signup — onboarding: self-serve, pricing: enterprise, trial: no (confidence: high).

## APIs (5)

- **Verisk UnderWriting API** — Verisk UnderWriting API provides personal and commercial lines insurance underwriting data including homeowner data, motor vehicle reports, A-PLUS auto and property reports, Lig...
- **Verisk Catastrophe API** — Catastrophe modeling and peril data
- **Verisk Claims API** — Claims analytics and benchmarking
- **Verisk Property API** — Property risk data and analytics
- **Verisk Risk Scoring API** — Insurance risk scores and rating factors

## Agentic access (1)

- **Verisk Agentic Access** — 6 operations · 3 acting

## Security (2)

- **Verisk Authentication** — apiKey/http · 2 schemes
- **Verisk Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Verisk Plans Pricing**

## Use cases (5)

- **Insurance Pricing and Rating** — Use risk scores and property data to accurately price insurance policies for homeowners, auto, and commercial lines of business.
- **Catastrophe Risk Management** — Assess portfolio exposure to natural hazard perils and estimate probable maximum loss (PML) for catastrophe reinsurance programs.
- **Claims Adjudication** — Integrate weather analytics and property data to streamline field adjustments, reduce inspection costs, and accelerate claim cycle times.
- **Underwriting Automation** — Automate underwriting decisions by integrating prefill data, motor vehicle reports, and coverage verification into policy administration systems.
- **Portfolio Risk Monitoring** — Monitor geographic concentration and peril exposure across insurance portfolios for risk management and regulatory reporting.

## Tags

Insurance, Analytics, Risk Management, Property Data, Catastrophe Modeling, Underwriting, Claims

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/verisk/). Scores are computed from the provider's own public artifacts under a published rubric.