# Vauld

**Canonical:** https://apis.io/providers/vauld/  
**Website:** https://www.vauld.com/  
**APIs profiled:** 1

Vauld (formerly Bank of Hodlers) is a crypto asset management platform founded in India and headquartered in Singapore, backed by Peter Thiel's Valar Ventures, Pantera Capital, and Coinbase Ventures. Its Enterprise API exposes wallets, INR fiat rails, KYC verification, crypto swaps, borrowing, and lending to partner organisations, authenticated with HMAC-SHA256 request signing. Vauld suspended customer withdrawals in July 2022 and entered creditor-protection restructuring in Singapore; the API documentation remains published and the platform API still responds, though the documented testnet hosts no longer resolve.

## Kin Score — 29.0 / 100 (thin)

Scored 2026-08-30 under rubric 0.17.2. Trend: flat (+0.0 from 29.0).

| Facet | Score |
|---|---|
| Discoverability | 68.5 |
| Contract Quality | 42.7 |
| Governance | 4.5 |
| Contract Governance | 4.5 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 52.4 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Payments**: 26.6 (matched via tags).

## Agent readiness — 25.5 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | no |
| Well Known Catalog | yes |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## APIs (1)

- **Vauld Enterprise API** — Enterprise API for partner organisations covering fiat<>crypto trading on India INR rails (deposits via Cards/UPI/NEFT/IMPS/RTGS), automated KYC verification (Aadhar/PAN/VoterID...

## Security (2)

- **Vauld Authentication** — hmac · 1 scheme
- **Vauld Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Crypto, Lending, Borrowing, Trading, Wallets, KYC, Fintech, India, Singapore

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/vauld/). Scores are computed from the provider's own public artifacts under a published rubric.