# Utila

**Canonical:** https://apis.io/providers/utila/  
**Website:** https://utila.io/  
**APIs profiled:** 7

Utila is an institutional digital asset wallet and stablecoin infrastructure platform for fintechs and enterprises. Built on MPC (multi-party computation) key management, it provides secure custody with policy-driven governance, embedded compliance and AML screening, and a resource-oriented REST API for programmatically managing vaults, MPC wallets, addresses, balances, and transactions across many blockchains — including sponsored (gas-abstracted) transfers, transaction simulation, an automated Co-Signer for signing workflows, webhooks, and a first-party CLI.

## Kin Score — 57.4 / 100 (strong)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 57.4).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 64.2 |
| Governance | 11.5 |
| Operational Transparency | 52.6 |
| Developer Ergonomics | 73.4 |
| Commercial Clarity | 60.5 |

Regulatory layer — **Payments**: 46.9 (matched via tags).

## Agent readiness — 38.1 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| MCP Server | derived |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (7)

- **Utila Address Book API** — The Address Book API from Utila — 5 operation(s) for address book.
- **Utila Assets API** — The Assets API from Utila — 3 operation(s) for assets.
- **Utila Balances API** — The Balances API from Utila — 5 operation(s) for balances.
- **Utila Blockchains API** — The Blockchains API from Utila — 4 operation(s) for blockchains.
- **Utila Transactions API** — The Transactions API from Utila — 11 operation(s) for transactions.
- **Utila Vaults API** — The Vaults API from Utila — 2 operation(s) for vaults.
- **Utila Wallets API** — The Wallets API from Utila — 10 operation(s) for wallets.

## MCP servers (1)

- **utila-mcp.yml**

## Security (3)

- **Utila Authentication** — http · 1 scheme
- **Utila Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC
- **Utila Trust Center** — SOC 2 Type II

## Tags

Company, Web3, Digital Assets, Stablecoins, Custody, MPC Wallets, Blockchain, Payments, Treasury

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/utila/). Scores are computed from the provider's own public artifacts under a published rubric.