# Origin Financial

**Canonical:** https://apis.io/providers/useorigin/  
**Website:** https://useorigin.com  
**APIs profiled:** 0

Origin (Blend Financial Inc. DBA Origin Financial) is a personal finance platform built around an SEC-regulated AI financial advisor, combining spending tracking, budgeting, investing, tax filing, estate planning, and couples money management in one app, and offering employers a financial wellness benefit. Account connections run through partners including Plaid, MX, and Mastercard. Origin is a consumer and employer product with no public developer API surface today.

## Kin Score — 17.6 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 17.6).

| Facet | Score |
|---|---|
| Discoverability | 68.5 |
| Contract Quality | 0.0 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 35.5 |
| Access Clarity | 35.5 |

## Agent readiness — 3.4 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | yes |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (2)

- **Useorigin Domain Security** — TLSv1.3 · HSTS · DMARC
- **Useorigin Trust Center** — SOC 2 Type II

## Tags

Company, Fintech, Personal Finance, Financial Planning, AI Advisor, Investing, Employee Benefits

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/useorigin/). Scores are computed from the provider's own public artifacts under a published rubric.