# US Bancorp

**Canonical:** https://apis.io/providers/us-bancorp/  
**APIs profiled:** 15

U.S. Bancorp is the parent company of U.S. Bank National Association, one of the largest commercial banks in the United States. U.S. Bank provides a developer portal at developer.usbank.com offering APIs for corporate banking, payments, and treasury management including RTP, ACH, Positive Pay, corporate account information, data toolbox, fleet management (Voyager), freight payment, and push-to-card capabilities. Authentication uses OAuth MFA with SinglePoint credentials.

## Kin Score — 33.0 / 100 (thin)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 33.0).

| Facet | Score |
|---|---|
| Discoverability | 64.8 |
| Contract Quality | 69.9 |
| Governance | 9.8 |
| Contract Governance | 9.8 |
| Operational Transparency | 7.9 |
| Developer Ergonomics | 11.9 |
| Commercial Clarity | 13.2 |
| Access Clarity | 13.2 |

Regulatory layer — **Banking & Open Finance**: 43.0 (matched via tags).

## Agent readiness — 35.9 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Enterprise · Requires approval — onboarding: approval, pricing: enterprise, trial: no (confidence: high).

## APIs (15)

- **US Bank Wire Transfers API** — The Wire Transfers API enables domestic and international wire transfer origination from U.S. Bank corporate accounts for large-value, time-sensitive payments.
- **US Bank Data Toolbox API** — The Data Toolbox API provides access to U.S. Bank retail banking consumer account data including checking, savings, credit card, mortgage, and brokerage account information. Use...
- **US Bank Voyager Fleet API** — The Voyager Fleet API suite provides fleet management capabilities for the Voyager network, enabling access to fleet transaction data, vehicle management, account information, a...
- **US Bank Freight Payment API** — The Freight Payment API suite provides freight audit and payment processing capabilities, enabling freight shippers to submit and receive transaction data through a single API a...
- **US Bank Instant Payments API** — The Instant Payments API enables instant payment origination supporting FedNow and RTP payment rails for real-time settlement.
- **US Bank Holidays API** — The Bank Holidays API provides information about U.S. Bank processing holidays and Federal Reserve banking holidays, useful for payment scheduling and clearing house availabilit...
- **US Bancorp Accounts API** — The Accounts API from US Bancorp — 1 operation(s) for accounts.
- **US Bancorp Balances API** — The Balances API from US Bancorp — 2 operation(s) for balances.
- **US Bancorp Credit Transfers API** — The Credit Transfers API from US Bancorp — 2 operation(s) for credit transfers.
- **US Bancorp Exception History API** — The Exception History API from US Bancorp — 1 operation(s) for exception history.
- **US Bancorp Exceptions API** — The Exceptions API from US Bancorp — 2 operation(s) for exceptions.
- **US Bancorp Push to Card Payments API** — The Push to Card Payments API from US Bancorp — 2 operation(s) for push to card payments.
- **US Bancorp Request for Payment API** — The Request for Payment API from US Bancorp — 2 operation(s) for request for payment.
- **US Bancorp RTP Eligibility API** — The RTP Eligibility API from US Bancorp — 1 operation(s) for rtp eligibility.
- **US Bancorp Transactions API** — The Transactions API from US Bancorp — 2 operation(s) for transactions.

## Agentic access (1)

- **Us Bancorp Agentic Access** — 15 operations · 6 acting

## Security (2)

- **Us Bancorp Authentication** — oauth2 · 1 scheme
- **Us Bancorp Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Us Bancorp Plans Pricing**

## Tags

Banking, Finance, Fortune 500, Corporate Banking, Payments, Open Banking, Treasury Management, Consumer Banking

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/us-bancorp/). Scores are computed from the provider's own public artifacts under a published rubric.