# UrbanFox

**Canonical:** https://apis.io/providers/urbanfox/  
**Website:** https://urbanfox.io/  
**APIs profiled:** 6

UrbanFox is an AI-powered online payment fraud detection and prevention platform that uses generative AI and behavioral intelligence - rather than static rule-sets - to detect payment fraud, account takeover, and bot traffic across transactions, sessions, and accounts. The Techstars-backed company ships a tenant-scoped Customer API (OAuth 2.0 client credentials) for fraud case management, end-user account management, activity metrics, credential rotation, and clickstream collector integration.

## Kin Score — 43.4 / 100 (developing)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 43.4).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 62.9 |
| Governance | 16.7 |
| Contract Governance | 16.7 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 56.5 |
| Commercial Clarity | 23.7 |
| Access Clarity | 23.7 |

Regulatory layer — **Payments**: 42.2 (matched via tags).

## Agent readiness — 40.0 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | verified |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (6)

- **UrbanFox Cases API** — Fraud case retrieval and updates.
- **UrbanFox End User Accounts API** — End-user account retrieval, creation, updates, and deletion.
- **UrbanFox Metrics API** — Aggregated tenant metrics and time-series reporting.
- **UrbanFox OAuth API** — OAuth token generation for machine-to-machine authentication.
- **UrbanFox Snippet API** — Tenant integration snippet retrieval.
- **UrbanFox Tenants API** — Tenant details and tenant authentication credentials.

## MCP servers (1)

- **Candidate MCP tool surface derived from the OpenAPI (no official server)**

## Agentic access (1)

- **Urbanfox Agentic Access** — 14 operations · 6 acting

## Security (2)

- **Urbanfox Authentication** — oauth2 · 1 scheme
- **Urbanfox Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Fraud Detection, Payment Fraud, Account Takeover, Bot Detection, Risk Management, Security, Artificial Intelligence, E-Commerce

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/urbanfox/). Scores are computed from the provider's own public artifacts under a published rubric.