# Upswing

**Canonical:** https://apis.io/providers/upswing/  
**Website:** https://upswing.one/  
**APIs profiled:** 0

Upswing Financial Technologies is an Indian open finance-as-a-service platform headquartered in Bengaluru and Mumbai. Its full-stack API platform lets consumer companies embed financial products such as deposits and lending from regulated partner banks (AU Small Finance Bank, DCB Bank, Utkarsh, Shivalik, Unity, South Indian Bank, Suryoday), while Upswing manages the bank integrations and compliance. Backed by QED Investors and Quona Capital. Upswing publishes no public developer portal or API documentation; its APIs are offered to partners under commercial agreements.

## Kin Score — 7.5 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 7.5).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 2.6 |
| Developer Ergonomics | 19.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Banking & Open Finance**: 15.2 (matched via tags).

## Agent readiness — 8.5 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## Security (2)

- **Upswing Authentication** — openIdConnect · 1 scheme
- **Upswing Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Fintech, Open Finance, Embedded Finance, Banking, India, Deposits, Lending

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/upswing/). Scores are computed from the provider's own public artifacts under a published rubric.