# UpEquity

**Canonical:** https://apis.io/providers/upequity/  
**Website:** https://www.upequity.com/  
**APIs profiled:** 0

UpEquity is an Austin, Texas based, veteran-owned proptech mortgage lender and title company founded in 2019 that operates a "Buy Before You Sell" / Trade Up program for homeowners who are purchasing and selling at the same time. The company advances the equity trapped in a client's existing home so the client can make a non-contingent — effectively all-cash — offer on a new home, move once, and sell the old home afterward, with UpEquity making a backup offer on the departing residence. It also runs UpEquity Title and originates mortgages directly under NMLS #2101265, licensed across roughly twenty US states. Distribution is through real-estate agents and loan officers rather than a developer channel: as of this profiling pass UpEquity publishes no developer portal, no API reference, and no machine-readable API contract of any kind on any host it controls.

## Kin Score — 9.6 / 100 (minimal)

Scored 2026-09-02 under rubric 0.18.0.

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 5.3 |
| Developer Ergonomics | 4.8 |
| Commercial Clarity | 23.7 |
| Access Clarity | 23.7 |

Regulatory layer — **Insurance**: 15.2 (matched via tags).

## Agent readiness — 2.5 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Security (1)

- **Upequity Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Plans (1)

- **Upequity Plans Pricing**

## Tags

Company, Real Estate, Mortgage, Lending, Financial Services, Proptech, Home Buying, Title Insurance, Fintech

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/upequity/). Scores are computed from the provider's own public artifacts under a published rubric.