# United Capital

**Canonical:** https://apis.io/providers/united-capital/  
**APIs profiled:** 0

United Capital (United Capital Financial Advisers / United Capital Financial Partners) was a US wealth counseling and financial life management firm founded in 2005, known for its FinLife CX white-label advisor technology platform. Bessemer Venture Partners partnered with the company in 2009. At acquisition it managed roughly $25 billion for 22,000 clients through 220+ advisors in over 90 offices. Goldman Sachs acquired United Capital in May 2019 for $750 million in cash, rebranding it Goldman Sachs Personal Financial Management, which Creative Planning acquired in 2023. The company no longer operates independently and publishes no public API or developer surface; its historic domain unitedcp.com now returns HTTP 404.

## Kin Score — 5.0 / 100 (minimal)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 5.0).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **United Capital Domain Security** — TLSv1.3 · DMARC

## Tags

Company, Fintech, Wealth Management, Financial Advisors, Financial Planning, Acquired

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/united-capital/). Scores are computed from the provider's own public artifacts under a published rubric.