# Uni Cards

**Canonical:** https://apis.io/providers/uni-cards/  
**Website:** https://www.uni.cards/  
**APIs profiled:** 0

Uni Cards (Uniorbit Technologies) is a Bangalore-based Indian consumer fintech backed by Accel that builds credit-card and pay-later products, best known for its Uni Pay 1/3rd Card and co-branded credit cards delivered through its consumer mobile app. Uni Cards publishes no public developer portal, API documentation, or SDKs; its api.uni.cards and docs.uni.cards hosts resolve but are closed behind a Cloudflare challenge, so its API surface is internal-only today.

## Kin Score — 2.3 / 100 (minimal)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 2.3).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Payments**: 9.4 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Uni Cards Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Company, Fintech, Credit Cards, Payments, Consumer Finance, India

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/uni-cards/). Scores are computed from the provider's own public artifacts under a published rubric.