# Underly

**Canonical:** https://apis.io/providers/underly/  
**Website:** https://underly.app  
**APIs profiled:** 1

Underly provides automated bank statement analysis for lenders, brokers, and accountants, extracting true revenue, positions, NSF events, and exportable data. By parsing every line of a bank statement against printed balances, Underly delivers accurate financial insights that streamline underwriting, risk assessment, and accounting workflows. The platform is built to integrate with lending and accounting systems, offering real‑time verification and compliance reporting.

## Kin Score — 55.6 / 100 (strong)

Scored 2026-10-31 under rubric 0.25.0.

| Facet | Score |
|---|---|
| Discoverability | 66.1 |
| Contract Quality | 69.2 |
| Contract Governance | 35.6 |
| Operational Transparency | 44.7 |
| Developer Ergonomics | 32.6 |
| Access Clarity | 65.8 |

Regulatory layer — **Banking & Open Finance**: 33.1 (matched via tags).

## Agent readiness — 37.7 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | verified |
| Error Semantics | verified |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | derived |
| Agent Skills | unknown |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |
| Pagination Ratio | na |
| Operation Distinctiveness | distinct |

## APIs (1)

- **Underly Analyses API** — The Analyses API from Underly — 7 operation(s) for analyses.

## Agentic access (1)

- **Underly Agentic Access** — 16 operations · 4 acting

## Security (2)

- **Underly Authentication** — 1 scheme
- **Underly Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Underly Plans Pricing**

## Tags

FinTech, Banking, Data Analysis, Lending, Accounting

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/underly/). Scores are computed from the provider's own public artifacts under a published rubric.