# Uncapped

**Canonical:** https://apis.io/providers/uncapped/  
**Website:** https://weareuncapped.com  
**APIs profiled:** 5

Uncapped provides working capital to online businesses, offering revenue-based financing products including merchant cash advances (MCA), term loans, and lines of credit (LOC). Through the Uncapped Partners API, platforms and marketplaces can embed business funding directly into their product without taking on origination, compliance, or servicing - submitting anonymised applicant performance data, generating pre-offer estimations, displaying ready-to-use funding Signals in their UI, and reacting to application and estimation lifecycle events via webhooks.

## Kin Score — 35.0 / 100 (thin)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 35.0).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 69.1 |
| Governance | 16.7 |
| Contract Governance | 16.7 |
| Operational Transparency | 26.3 |
| Developer Ergonomics | 20.8 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

## Agent readiness — 42.1 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | partial |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (5)

- **Uncapped Applicants API** — Applicant API for external access
- **Uncapped Applications API** — Application API for external access
- **Uncapped Authentication API** — Authentication API for external access
- **Uncapped Estimations API** — Estimations API for external access
- **Uncapped Webhook Subscriptions API** — Webhook Subscriptions API for external access

## MCP servers (1)

- **Uncapped MCP Server** — No official Uncapped MCP server was found (the Developer Hub's Scalar reference explicitly disables its MCP feature). This is a candidate tool list derived one-to-one from the p...

## Agentic access (1)

- **Uncapped Agentic Access** — 14 operations · 9 acting

## Security (2)

- **Uncapped Authentication** — http · 1 scheme
- **Uncapped Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Fintech, Lending, Embedded Finance, Revenue-Based Financing, Working Capital, E-Commerce

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/uncapped/). Scores are computed from the provider's own public artifacts under a published rubric.