# Ualá

**Canonical:** https://apis.io/providers/ual/  
**Website:** https://www.uala.com.ar/  
**APIs profiled:** 3

Ualá is a Latin American fintech founded in Argentina in 2017 by Pierpaolo Barbieri, offering a neobank super-app (prepaid and credit cards, savings, investments, loans, insurance) in Argentina and Mexico, where it operates as Ualá ABC through the acquired ABC Capital bank. Its merchant arm, Ualá Bis, provides payments acceptance — link de pago, POS, e-commerce plugins, and the API Cobros Online v2, a checkout API with hosted payment links, order retrieval and listing, refunds, and webhook status notifications, documented at developers.ualabis.com.ar with official Node.js and PHP SDKs.

## Kin Score — 51.5 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 51.5).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 64.2 |
| Governance | 16.7 |
| Contract Governance | 16.7 |
| Operational Transparency | 26.3 |
| Developer Ergonomics | 70.8 |
| Commercial Clarity | 38.2 |
| Access Clarity | 38.2 |

Regulatory layer — **Banking & Open Finance**: 31.6 (matched via tags).

## Agent readiness — 47.2 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | verified |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | partial |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (3)

- **Ualá Authentication API** — The Authentication API from Ualá — 1 operation(s) for authentication.
- **Ualá Orders API** — Payment orders (checkout)
- **Ualá Refunds API** — Refunds of approved orders

## MCP servers (1)

- **Ualá MCP Server**

## Agentic access (1)

- **Ual Agentic Access** — 5 operations · 3 acting

## Security (2)

- **Ual Authentication** — http · 1 scheme
- **Ual Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Fintech, Payments, Banking, Neobank, Checkout, E-Commerce, Argentina, Mexico

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/ual/). Scores are computed from the provider's own public artifacts under a published rubric.