# Tyro Payments

**Canonical:** https://apis.io/providers/tyro/  
**Website:** https://www.tyro.com/  
**APIs profiled:** 13

Tyro Payments is an ASX-listed Australian payments company and one of the country's largest merchant acquirers outside the major banks, holding its own banking licence. Founded in 2003, Tyro provides EFTPOS terminals, in-person and online card acceptance, and integrated payments for more than 70,000 Australian merchants across hospitality, retail and health. Its developer surface, Tyro Connect, is a genuinely API-first platform: a REST API family (served from https://api.tyro.com/connect and secured with OpenID Connect / OAuth 2.0) that links Point of Sale software, ordering, booking, loyalty and reporting apps to Tyro merchants, alongside Tyro.js, mobile SDKs and Tap to Pay (SoftPOS) for card-present and online payments. Home market is Australia.

## Kin Score — 52.5 / 100 (developing)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 52.5).

| Facet | Score |
|---|---|
| Discoverability | 92.6 |
| Contract Quality | 68.4 |
| Governance | 20.8 |
| Operational Transparency | 55.3 |
| Developer Ergonomics | 62.5 |
| Commercial Clarity | 31.6 |

Regulatory layer — **Payments**: 39.1 (matched via tags).

## Agent readiness — 46.6 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| MCP Server | derived |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | verified |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Paid · Partner onboarding (sandbox available) — onboarding: unknown, pricing: paid, trial: yes (confidence: medium).

## APIs (13)

- **Tyro Connect Pay API** — Server-side companion to Tyro.js and the Tyro mobile SDKs for accepting online card payments on the web and in apps. Manages pay requests, saved pay methods (tokenization), and ...
- **Tyro Pay Terminal API** — Cloud API that lets a Point of Sale send payment and refund requests to Tyro EFTPOS terminals in-store, pairing a POS to merchant terminals and driving card-present transactions...
- **Tyro Embedded Payments API** — Backend API supporting Tyro's Tap to Pay on iPhone and Android SDKs (SoftPOS), letting POS partners onboard merchants, manage device connections, and process card-present transa...
- **Tyro Connect Booking API** — Exchanges booking and reservation information between reservation apps and Point of Sale systems in the Tyro Connect hospitality network, syncing seating bookings and reflecting...
- **Tyro Connect Ordering API** — Sends food and retail orders from app partners into merchant Point of Sale systems across the Tyro Connect network, with order lifecycle status tracked back to the originating a...
- **Tyro Connect Menu API** — Synchronises published menu and catalogue data from merchant Point of Sale systems to app partners in the Tyro Connect network, so ordering and delivery apps present the merchan...
- **Tyro Connect Tables Management API** — Reads and manages table (floor-plan) information from merchant Point of Sale systems, underpinning pay-at-table and table-service workflows across the Tyro Connect hospitality n...
- **Tyro Connect Sales Data API** — Exposes itemised sales transaction data captured from merchant Point of Sale systems, letting app partners build reporting, analytics, accounting and reconciliation tools over T...
- **Tyro Connect Reporting API** — Provides merchant settlement and transaction reporting for Tyro-acquired payments, returning settlement batches and dated transaction listings for reconciliation and financial r...
- **Tyro Connect Loyalty Data API** — Connects loyalty and rewards providers to Tyro merchants, managing loyalty members, activities and card-linked registrations so points and rewards can be applied at the Point of...
- **Tyro Connect Refunds API** — Searches prior Tyro transactions and issues refunds against them, giving app and POS partners a dedicated search-and-refund flow over Tyro-acquired merchant payments.
- **Tyro Connect Location API** — Returns merchant location details keyed by Tyro Connect location identifier, used by partners to resolve and validate the merchant sites they are integrated with across the netw...
- **Tyro Connect Referrals API** — Lets partners submit and track merchant referrals into Tyro, supporting partner-driven merchant acquisition and onboarding workflows within the Tyro Connect ecosystem.

## MCP servers (1)

- **tyro-mcp.yml**

## Agentic access (1)

- **Tyro Agentic Access** — 57 operations · 26 acting

## Security (2)

- **Tyro Authentication** — openIdConnect · 1 scheme
- **Tyro Domain Security** — TLSv1.3 · DMARC

## Tags

Payments, Australia, Merchant Acquiring, Payment Gateway, In-Person Payments, EFTPOS, Point of Sale, Online Payments, Tap to Pay

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/tyro/). Scores are computed from the provider's own public artifacts under a published rubric.