# Trustly Group

**Canonical:** https://apis.io/providers/trustly/  
**Website:** https://www.trustly.com/  
**APIs profiled:** 1

Trustly is a Pay by Bank payments company operating two developer surfaces. Trustly Europe (Trustly Group AB, Stockholm, a licensed Swedish payment institution) exposes a JSON-RPC 1.1 API at api.trustly.com for deposits, withdrawals/payouts, refunds, account tokenisation (SelectAccount/RegisterAccount), recurring direct debit (Autogiro, BACS, SEPA), local methods (Swish, iDEAL, MB Way, Bancontact) and settlement/ledger reporting, with RSA-signed requests and notifications. Trustly North America (Trustly Inc., formerly PayWithMyBank) exposes a REST API at trustly.one/api/v1 for establishing and authorizing bank transactions, capture, deposit, payout, refund, account verification and tokenization, Trustly ID identity data and event-notification webhooks, documented with a public OpenAPI 3.1, an llms.txt and a hosted MCP docs server.

## Kin Score — 70.5 / 100 (exemplar)

Scored 2026-09-18 under rubric 0.22.0.

| Facet | Score |
|---|---|
| Discoverability | 87.0 |
| Contract Quality | 65.9 |
| Contract Governance | 18.2 |
| Operational Transparency | 47.4 |
| Developer Ergonomics | 82.7 |
| Access Clarity | 50.0 |

Regulatory layer — **Banking & Open Finance**: 64.6 (matched via tags).

## Agent readiness — 46.0 (agent-native)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | documented |
| MCP Server | documented |
| Auth Clarity | bearer |
| Idempotency | verified |
| Error Semantics | verified |
| OpenAPI Examples | partial |
| Rate Limit Signal | documented |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | yes |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## APIs (2)

- **Trustly North America API** — REST API (OpenAPI 3.1, 31 operations, 10 documented webhook events) for Trustly Pay by Bank in the United States and Canada. Establish and authorize a transaction through the Tr...
- **Trustly Europe API** — JSON-RPC 1.1 API for Trustly Pay by Bank in Europe and the UK. Methods cover Deposit, Withdraw/AccountPayout, Refund, SelectAccount, RegisterAccount, VerifyAccount, Charge and r...

## MCP servers (2)

- **Trustly Group MCP Server**
- **Trustly North America docs MCP server** — Hosted MCP server advertised in the Trustly North America llms.txt ("For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://amer.developers....

## Security (4)

- **Trustly Authentication** — http/signature · 5 schemes
- **Trustly Domain Security** — TLSv1.3 · HSTS · DMARC
- **Trustly Vulnerability Disclosure** — Hackerone · contact published
- **Trustly Trust Center** — ISO 27001, GDPR

## Plans (1)

- **Trustly Plans Pricing**

## Tags

Company, Payments, Pay by Bank, Open Banking, Account-to-Account, Payouts, Direct Debit, Bank Account Verification, Identity Verification, Fintech, Webhook, MCP

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/trustly/). Scores are computed from the provider's own public artifacts under a published rubric.