# Treasury

**Canonical:** https://apis.io/providers/treasury/  
**Website:** https://treasury.app/  
**APIs profiled:** 0

Treasury (treasury.app) is a consumer investing and personal-finance education platform that bills itself as "the first investing platform built for learning as a community" and a "non-judgmental investing community." It pairs creator-led learning communities (workshops, coaching, and discussion forums), commission-free brokerage investing accounts with fractional and recurring investments, and self-guided courses on investing, personal finance, and retirement. Backed by Bloomberg Beta and other investors, Treasury has introduced tens of thousands of new investors to the market. It has no traditional public REST/OpenAPI developer platform, but it does expose an agent-native surface: a hosted Model Context Protocol (MCP) server at treasury.app/mcp guarded by an OAuth 2.1 authorization server (authorization code + PKCE, dynamic client registration, scope mcp:connect).

## Kin Score — 11.8 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+1.1 from 10.7).

| Facet | Score |
|---|---|
| Discoverability | 61.1 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 11.9 |
| Commercial Clarity | 6.6 |
| Access Clarity | 6.6 |

Regulatory layer — **Education & Research**: 40.7 (matched via tags).

## Agent readiness — 18.8 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | verified |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## MCP servers (1)

- **Treasury MCP Server**

## Security (2)

- **Treasury Authentication** — oauth2 · 1 scheme
- **Treasury Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Investing, Personal Finance, Fintech, Brokerage, Financial Education, MCP, Agents

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/treasury/). Scores are computed from the provider's own public artifacts under a published rubric.