# TranZak

**Canonical:** https://apis.io/providers/tranzak/  
**Website:** https://tranzak.net/  
**APIs profiled:** 4

TranZak is an African fintech platform headquartered in Douala, Cameroon, providing REST APIs for mobile money collections, merchant payments, bulk disbursements, bill payments, and SMS services across sub-Saharan Africa. The platform bridges banked and unbanked populations by supporting MTN Mobile Money, Orange Money, and CEMAC bank networks, with sandbox and production environments, webhook notifications, and support for up to 2,000 recipients in a single bulk payment request.

## Kin Score — 19.4 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 19.4).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 21.1 |
| Developer Ergonomics | 11.9 |
| Commercial Clarity | 50.0 |
| Access Clarity | 50.0 |

Regulatory layer — **Telecommunications**: 8.3 (matched via tags).

## Agent readiness — 3.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## APIs (4)

- **TranZak Payment Collections API** — REST API for collecting payments from customers via mobile money (MTN MOMO, Orange Money), QR code in-store payments, and web redirect checkout. Supports direct mobile wallet ch...
- **TranZak Transfers (Disbursements) API** — REST API for sending funds to Tranzak users, mobile money wallets (MTN MOMO, Orange Money), and CEMAC bank accounts. Supports single transfers, payout account top-ups, and trans...
- **TranZak Bulk Payments API** — REST API for sending bulk payments to up to 2,000 recipients in a single request. Supports file-based upload for internal Tranzak users, mobile wallets, and bank accounts, with ...
- **TranZak SMS API** — REST API for sending marketing bulk SMS messages and OTP/verification codes. Supports up to 500 recipients per call with per-character pricing (160 characters per SMS unit).

## Security (1)

- **Tranzak Domain Security** — TLSv1.2

## Plans (1)

- **Tranzak Plans Pricing**

## Tags

Fintech, Mobile Money, Payments, Africa, Cameroon, Disbursements, SMS, Bill Payments

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/tranzak/). Scores are computed from the provider's own public artifacts under a published rubric.