# Tranched

**Canonical:** https://apis.io/providers/tranched/  
**Website:** https://tranched.fi/  
**APIs profiled:** 0

Tranched is a London-based fintech building an embedded, on-chain securitisation platform that connects fintech lenders and loan originators directly to professional investors. Its "Deep Tokenisation" approach represents loans as on-chain tokens governed by Smart Loan Agreements and automated waterfall contracts, letting originators structure and launch institutional-grade asset-based financing transactions up to 90% faster and at lower cost than traditional securitisation, with automated compliance, reporting, and monitoring. Tranched connects to a lender's loan management system via API integration to retrieve the data required for assigning and monitoring loans. Founded in 2023 by Clement Larrue and Michael Elalouf, the company raised a $3.4M pre-seed round led by Speedinvest in November 2024.

## Kin Score — 14.4 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 14.4).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 28.9 |
| Access Clarity | 28.9 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (3)

- **Tranched Domain Security** — TLSv1.3 · HSTS · DNSSEC
- **Tranched Vulnerability Disclosure** — contact published
- **Tranched Trust Center** — GDPR, SOC 2 Type II, ISO/IEC 27001, ISO 22301

## Tags

Company, Financial-Services, Fintech, Securitization, Asset-Based Finance, Tokenization, Blockchain, Private Credit, Capital Markets, Lending

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/tranched/). Scores are computed from the provider's own public artifacts under a published rubric.