# Total Expert

**Canonical:** https://apis.io/providers/total-expert/  
**Website:** https://www.totalexpert.com  
**APIs profiled:** 17

Total Expert is a fintech CRM and customer-engagement platform built for banks, credit unions, lenders, and mortgage companies. Its Public API is a REST/JSON surface at public.totalexpert.net/v1, secured with OAuth 2.0 (client-credentials for admin integrations, authorization-code for user-level access), covering contacts, leads, loans, insights, surveys, campaigns, users, teams, accounts, and webhook subscriptions, with documented deduplication, pagination, and rate-limit contracts and an isolated sandbox environment for integration partners.

## Kin Score — 60.8 / 100 (strong)

Scored 2026-08-17 under rubric 0.11.0. Trend: rising (+5.1 from 55.7).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 68.8 |
| Governance | 31.3 |
| Operational Transparency | 65.8 |
| Developer Ergonomics | 66.8 |
| Commercial Clarity | 50.0 |

Regulatory layer — **Banking & Open Finance**: 59.5 (matched via tags).

## Agent readiness — 53.8 (agent-native)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| MCP Server | derived |
| Auth Clarity | yes |
| Idempotency | documented |
| Error Semantics | documented |
| OpenAPI Examples | verified |
| Rate Limit Signal | documented |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (17)

- **Total Expert Account Endpoints API** — The Account Endpoints API from Total Expert — 7 operation(s) for account endpoints.
- **Total Expert Activity Endpoints API** — The Activity Endpoints API from Total Expert — 2 operation(s) for activity endpoints.
- **Total Expert ALM Leads (formerly Lead Opportunities) API** — The ALM Leads (formerly Lead Opportunities) API from Total Expert — 2 operation(s) for alm leads (formerly lead opportunities).
- **Total Expert Authentication API** — The Authentication API from Total Expert — 1 operation(s) for authentication.
- **Total Expert Contact Endpoints API** — The Contact Endpoints API from Total Expert — 21 operation(s) for contact endpoints.
- **Total Expert Email APIs API** — The Email APIs API from Total Expert — 4 operation(s) for email apis.
- **Total Expert Email Unsubscribes API** — The Email Unsubscribes API from Total Expert — 3 operation(s) for email unsubscribes.
- **Total Expert Entities API** — The Entities API from Total Expert — 3 operation(s) for entities.
- **Total Expert Heartbeat API** — The Heartbeat API from Total Expert — 2 operation(s) for heartbeat.
- **Total Expert Insight Endpoints API** — The Insight Endpoints API from Total Expert — 3 operation(s) for insight endpoints.
- **Total Expert Lead Opportunities (New) API** — The Lead Opportunities (New) API from Total Expert — 2 operation(s) for lead opportunities (new).
- **Total Expert Loan Endpoints API** — The Loan Endpoints API from Total Expert — 10 operation(s) for loan endpoints.
- **Total Expert Scenarios API** — The Scenarios API from Total Expert — 2 operation(s) for scenarios.
- **Total Expert Schema Endpoints API** — The Schema Endpoints API from Total Expert — 2 operation(s) for schema endpoints.
- **Total Expert SMS Opting API** — The SMS Opting API from Total Expert — 2 operation(s) for sms opting.
- **Total Expert User Endpoints API** — The User Endpoints API from Total Expert — 9 operation(s) for user endpoints.
- **Total Expert Webhooks API** — The Webhooks API from Total Expert — 3 operation(s) for webhooks.

## MCP servers (1)

- **total-expert-mcp.yml**

## Agentic access (1)

- **Total Expert Agentic Access** — 129 operations · 57 acting

## Security (3)

- **Total Expert Authentication** — oauth2 · 1 scheme
- **Total Expert Domain Security** — TLSv1.3 · HSTS · DMARC
- **Total Expert Trust Center** — SOC 2, ISO 27001

## Plans (1)

- **Total Expert Plans Pricing**

## Tags

Company, Fintech, CRM, Marketing Automation, Mortgage, Banking, Lending, Customer Engagement

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/total-expert/). Scores are computed from the provider's own public artifacts under a published rubric.