# Toshl

**Canonical:** https://apis.io/providers/toshl/  
**Website:** https://toshl.com  
**APIs profiled:** 1

Toshl Finance is a personal finance and budgeting platform (a 500 Global portfolio company, founded in Slovenia) that helps people track expenses, organize bills, and budget across mobile and web apps, with bank account connections or manual entry. Its Toshl API at api.toshl.com exposes the user's complete personal-finance graph - accounts, entries (expenses and incomes), budgets, categories, tags, locations, images, currencies, exports, planning, and bank institutions/connections/imports - as a REST JSON API with OAuth 2.0 (per-resource read/read-write scopes) or long-lived personal tokens.

## Kin Score — 36.3 / 100 (thin)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 36.3).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 0.0 |
| Governance | 4.5 |
| Contract Governance | 4.5 |
| Operational Transparency | 34.2 |
| Developer Ergonomics | 57.1 |
| Commercial Clarity | 44.7 |
| Access Clarity | 44.7 |

Regulatory layer — **Banking & Open Finance**: 53.2 (matched via tags).

## Agent readiness — 15.0 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (1)

- **Toshl API** — REST JSON API for the Toshl personal finance platform. Manage accounts, entries (expenses and incomes with repeats per RFC 5545, transactions, images, locations), budgets, categ...

## Security (2)

- **Toshl Authentication** — oauth2/http-basic · 2 schemes
- **Toshl Domain Security** — TLSv1.2 · HSTS · DMARC

## Tags

Personal Finance, Budgeting, Expense Tracking, Fintech, Banking, Consumer Apps, Company

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/toshl/). Scores are computed from the provider's own public artifacts under a published rubric.