# Topi

**Canonical:** https://apis.io/providers/topi/  
**Website:** https://www.topi.eu/en/  
**APIs profiled:** 5

topi is a European hardware-as-a-service (HaaS) fintech that lets B2B sellers and retailers offer tech devices, IT hardware, and equipment as flexible monthly rental subscriptions instead of one-off purchases, across eCommerce, telesales, and point-of-sale channels. Merchants embed topi rentals into their checkout through the OAuth2-secured topi Seller API (catalog, offers, orders, shipments, and shipping methods) and the topi Elements embeddable web components, with a dedicated sandbox for end-to-end testing. Backed by Creandum.

## Kin Score — 45.4 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 45.4).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 67.8 |
| Governance | 16.7 |
| Contract Governance | 16.7 |
| Operational Transparency | 7.9 |
| Developer Ergonomics | 63.7 |
| Commercial Clarity | 10.5 |
| Access Clarity | 10.5 |

Regulatory layer — **Payments**: 48.4 (matched via tags).

## Agent readiness — 47.1 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | documented |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | verified |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (5)

- **Topi catalog API** — Topi catalog for sellers
- **Topi offer API** — Provides operations to handle offers for end-customers. ## Webhooks ### OfferUpdates We will ping the URL provided whenever an offer has changed its status to: `"accepted"`, `"d...
- **Topi order API** — Provides operations to handle orders for end-customers. ## Webhooks We will ping the URL provided whenever an order has changed its status to: `"created"`, `"completed"`, or `"c...
- **Topi shipment API** — #### Assets without serial numbers Some assets might not have a serial number (e.g. accessories). In order to send them with the shipment, explicitly pass an empty string `""` a...
- **Topi shippingMethod API** — Provides operations to handle shipping-related tasks.

## MCP servers (1)

- **Topi MCP Server**

## Agentic access (1)

- **Topi Agentic Access** — 31 operations · 20 acting

## Security (2)

- **Topi Authentication** — oauth2 · 1 scheme
- **Topi Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Fintech, Hardware as a Service, Rentals, Embedded Finance, B2B Payments, Financing, Checkout, Germany

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/topi/). Scores are computed from the provider's own public artifacts under a published rubric.