# Tilt

**Canonical:** https://apis.io/providers/tilt/  
**Website:** https://www.tilt.com/  
**APIs profiled:** 0

Tilt is a consumer fintech mobile app for building and rebuilding credit. It offers cash advances of up to $400, a line of credit with potential limit increases, and three credit cards (Essentials, Motion, and Engage), evaluating applicants from real-time bank-linked financial data rather than credit history alone. The app adds credit-score monitoring with personalized tips, customizable budgeting and spend tracking, AI-assisted automatic savings, and on-time-payment rewards, for an $8/month subscription after a 14-day trial. Tilt is a consumer application with no public developer API surface at this time.

## Kin Score — 7.6 / 100 (minimal)

Scored 2026-08-25 under rubric 0.14.0. Trend: flat (+0.0 from 7.6).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Payments**: 21.9 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Tilt Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Fintech, Financial-Services, Credit Building, Lending, Cash Advance, Credit Cards, Personal Finance, Consumer Finance

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/tilt/). Scores are computed from the provider's own public artifacts under a published rubric.