# TIAA

**Canonical:** https://apis.io/providers/tiaa/  
**Website:** https://www.tiaa.org  
**APIs profiled:** 11

TIAA (Teachers Insurance and Annuity Association of America) is a leading provider of financial services in the academic, research, medical, cultural, and government fields. Originally founded to provide retirement security for educators, TIAA now offers retirement services, insurance, brokerage, and investment management products to individuals and institutions. TIAA operates a developer portal at developer.tiaa.org exposing APIs for financial data aggregation (FDX standard), secure income account management, and gateway integrations enabling plan portability and fintech connectivity.

## Kin Score — 38.7 / 100 (thin)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 38.7).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 63.5 |
| Governance | 9.8 |
| Contract Governance | 9.8 |
| Operational Transparency | 5.3 |
| Developer Ergonomics | 21.4 |
| Commercial Clarity | 23.7 |
| Access Clarity | 23.7 |

Regulatory layer — **Insurance**: 57.6 (matched via tags).

## Agent readiness — 29.1 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Enterprise · Self-serve signup — onboarding: self-serve, pricing: enterprise, trial: no (confidence: high).

## APIs (11)

- **TIAA Gateway API** — The TIAA Gateway is a cloud-based API layer enabling product portability and interoperability across retirement ecosystem partners. It allows banking institutions, financial agg...
- **TIAA Payroll360 API** — TIAA Payroll360 enables direct API connections between HR and payroll systems and TIAA's plan administration platform, automating deductions management, employer onboarding, and...
- **TIAA Accounts API** — Customer account information and balances
- **TIAA Contributions API** — Contribution and allocation management
- **TIAA Customer API** — Customer profile and identity
- **TIAA Investments API** — Investment positions and holdings
- **TIAA Participants API** — Participant account management
- **TIAA Plans API** — Plan configuration and eligibility
- **TIAA Projections API** — Income projections and illustrations
- **TIAA Tax API** — Tax document and income data
- **TIAA Transactions API** — Account transaction history

## Agentic access (1)

- **Tiaa Agentic Access** — 12 operations · 2 acting

## Security (2)

- **Tiaa Authentication** — oauth2 · 2 schemes
- **Tiaa Domain Security** — TLSv1.3 · DMARC

## Plans (1)

- **Tiaa Plans Pricing**

## Tags

Finance, Financial Data, Fintech, Insurance, Investment Management, Retirement, Wealth Management, Fortune 100

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/tiaa/). Scores are computed from the provider's own public artifacts under a published rubric.