# TIAA-CREF

**Canonical:** https://apis.io/providers/tiaa-cref/  
**Website:** https://www.tiaa.org/public  
**APIs profiled:** 4

TIAA (Teachers Insurance and Annuity Association of America, formerly TIAA-CREF) is a Fortune 100 leading provider of financial services for people in the academic, research, medical, cultural, and government fields. With $1.5 trillion in assets under management, TIAA serves over 4.7 million individual customers and more than 12,000 institutional clients. Founded in 1918, TIAA invented the variable annuity in 1952 via the College Retirement Equities Fund (CREF) and is known for its TIAA Traditional fixed annuity and lifetime income solutions. TIAA wholly owns Nuveen Investments, a major institutional asset management firm. TIAA serves primarily non-profit organizations, universities, hospitals, and government entities with retirement plans including 403(b), 457(b), and 401(k) plans.

## Kin Score — 16.9 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 16.9).

| Facet | Score |
|---|---|
| Discoverability | 64.8 |
| Contract Quality | 15.5 |
| Governance | 25.0 |
| Contract Governance | 25.0 |
| Operational Transparency | 5.3 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 19.7 |
| Access Clarity | 19.7 |

Regulatory layer — **Education & Research**: 20.4 (matched via tags).

## Agent readiness — 3.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Enterprise — onboarding: unknown, pricing: enterprise, trial: no (confidence: medium).

## APIs (4)

- **TIAA Retirement Plans** — TIAA's retirement plan services for individual participants, covering 403(b), 457(b), 401(k), and IRA accounts. Products include TIAA Traditional fixed annuity, CREF variable an...
- **TIAA Annuities** — TIAA's flagship annuity products for retirement income, including TIAA Traditional (a participating fixed annuity with guaranteed minimum plus historical above-floor credits), C...
- **Nuveen Investments** — Nuveen is TIAA's wholly owned institutional asset management subsidiary with $1.5 trillion AUM (as of March 2026). Nuveen provides mutual funds, ETFs, closed-end funds, target-d...
- **TIAA Wealth Management** — TIAA's wealth management services for individuals, including managed accounts, brokerage services, financial advisory services, life insurance, educational savings (529 plans), ...

## Security (1)

- **Tiaa Cref Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Tiaa Cref Plans Pricing**

## Tags

403b, Annuities, Asset Management, Fortune 100, Higher Education, Institutional, Insurance, Investments, Non-Profit, Nuveen, Retirement, TIAA

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/tiaa-cref/). Scores are computed from the provider's own public artifacts under a published rubric.