# ThreeFlow

**Canonical:** https://apis.io/providers/threeflow/  
**Website:** https://www.threeflow.com/  
**APIs profiled:** 0

ThreeFlow (WatchTower Technologies, Inc. dba ThreeFlow) is a benefits placement system (BPS) for employee-benefits brokers and insurance carriers, bringing quoting, RFPs, analysis, renewals, and presentation into one shared workflow. Its ThreeFlow Connect integration layer automates placement data flow across broker AMS, carrier, and partner systems. The platform reports $3.7B+ premium under management, 450+ broker locations, and 75+ certified carriers, and is SOC 2 Type 2 and HITRUST E1 certified. Developer documentation is partner-gated; a public status page monitors the Broker Portal, Carrier Portal, and API.

## Kin Score — 18.1 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 18.1).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 15.8 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 43.4 |
| Access Clarity | 43.4 |

Regulatory layer — **Insurance**: 28.8 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (2)

- **Threeflow Domain Security** — TLSv1.3 · HSTS · DMARC
- **Threeflow Trust Center** — SOC 2 Type 2, HITRUST E1

## Tags

Company, Enterprise, Insurance, Employee Benefits, Benefits Placement, Insurance Technology, Brokers, Carriers

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/threeflow/). Scores are computed from the provider's own public artifacts under a published rubric.