# Three Wheels United

**Canonical:** https://apis.io/providers/three-wheels-united/  
**Website:** https://threewheelsunited.com/  
**APIs profiled:** 0

Three Wheels United is a fintech-driven electric vehicle financing company in India, founded in 2017 by Cedrick Tandong, Kevin Wervenbos, and Apurv Mehra. It works to remove the financial barriers to clean mobility by providing loans for two- and three-wheeler electric vehicles — starting with auto-rickshaws — disbursed through its RBI-registered NBFC lending partner Shabri Investments Private Limited. The company pairs credit with a mobile app that helps drivers manage their loans and connect to services, and reports over 4,000 vehicles financed, 20,000+ customers served, and thousands of tonnes of CO2 reduced across Bangalore, Mumbai, and the Delhi NCR (Noida) region. It is backed by Techstars, Delta Corp Holdings, Asian Development Bank Ventures, Microsoft, and other global investors, having raised roughly $10 million in Series A funding. It is a consumer-facing lender with no public developer program, API, or SDKs.

## Kin Score — 5.0 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 5.0).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Tags

Company, Fintech, Financial-Services, Lending, Electric Vehicles, Clean Mobility, Sustainability, India

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/three-wheels-united/). Scores are computed from the provider's own public artifacts under a published rubric.