# Thatch Health

**Canonical:** https://apis.io/providers/thatch-health/  
**Website:** https://thatch.com/  
**APIs profiled:** 7

Thatch (Thatch Health, Inc.) is a modern health benefits platform that makes it easy for employers to offer personalized healthcare to employees using an ICHRA (Individual Coverage Health Reimbursement Arrangement). Thatch for Platforms is a set of REST APIs and embeddable components that let partner platforms — payroll, HR, and benefits products — bring ICHRA benefits to their customers, covering employer onboarding, employee management, enrollments, members, pay schedules, and payroll deductions.

## Kin Score — 55.2 / 100 (strong)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 55.2).

| Facet | Score |
|---|---|
| Discoverability | 92.6 |
| Contract Quality | 53.7 |
| Governance | 16.7 |
| Contract Governance | 16.7 |
| Operational Transparency | 18.4 |
| Developer Ergonomics | 66.1 |
| Commercial Clarity | 60.5 |
| Access Clarity | 60.5 |

Regulatory layer — **Health**: 37.5 (matched via tags).

## Agent readiness — 28.0 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | partial |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (7)

- **Thatch Health Deductions API** — Payroll deductions track the costs of plan premiums to employees.
- **Thatch Health Employees API** — Employees work for employers, both of which are managed by partners. Employees enrolled in plans are also represented in Thatch as member objects.
- **Thatch Health Employer onboarding sessions API** — Employers onboard into a platform through employer onboarding sessions. After creating a session, provide the `claim_url` to the onboarding iframe in your app.
- **Thatch Health Employers API** — Platforms onboard employers into Thatch, and have employees enrolled in plans.
- **Thatch Health Enrollments API** — Enrollments use member objects to track employee coverage status.
- **Thatch Health Members API** — Members represent employees enrolled in plans. Thatch creates member objects automatically, but you can retrieve them (for example, to aid in supporting an enrolled employee.
- **Thatch Health Pay Schedules API** — Pay schedules model the cadence of employee paychecks for the purpose of deduction calculations.

## MCP servers (1)

- **Thatch Health MCP Server**

## Security (3)

- **Thatch Health Authentication** — apiKey · 1 scheme
- **Thatch Health Domain Security** — TLSv1.3 · HSTS · DMARC
- **Thatch Health Trust Center** — SOC 2

## Tags

Company, Healthcare, Health Benefits, ICHRA, Insurance, Payroll, Embedded Benefits, HR

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/thatch-health/). Scores are computed from the provider's own public artifacts under a published rubric.