# TCF Financial Corporation

**Canonical:** https://apis.io/providers/tcf-financial/  
**APIs profiled:** 0

Profile for TCF Financial Corporation, a former Detroit-headquartered regional bank holding company (Twin City Building and Loan Association, founded 1923). TCF was merged into Huntington Bancshares Incorporated on June 9, 2021, and the TCF brand was fully retired. This repository is preserved for historical record only — TCF Financial no longer operates and exposes no APIs. All banking, treasury, deposit, and lending services formerly offered under the TCF brand are now operated by Huntington National Bank under the Huntington brand. See the huntington-bancshares repository for current API surface (which is itself minimal; Huntington exposes no public developer portal).

## Kin Score — 0.3 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 0.3).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Banking & Open Finance**: 0.0 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Tags

Banking, Regional Bank, Defunct, Merger, Historical

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/tcf-financial/). Scores are computed from the provider's own public artifacts under a published rubric.