# Tapi

**Canonical:** https://apis.io/providers/tapi/  
**Website:** https://tapi.la/  
**APIs profiled:** 1

Tapi (tapi.la) is the leading payment network in Latin America, founded in 2022. It provides embeddable financial infrastructure — bill and service payments, cash-in/cash-out, phone and airtime recharges, digital gift cards and PINs, and scheduled/recurring payments — that fintechs, banks and neobanks integrate through a single regional API. Tapi operates across Argentina, Chile, Colombia, Mexico and Peru, exposing a directory of thousands of billers plus Services, Recharges, Subscriptions and Agenda products, with asynchronous operation-status polling and webhook notifications, behind a token-based Login service. tapi_pay extends the network into payment acceptance.

## Kin Score — 25.6 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 25.6).

| Facet | Score |
|---|---|
| Discoverability | 66.7 |
| Contract Quality | 45.1 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 18.4 |
| Developer Ergonomics | 21.4 |
| Commercial Clarity | 10.5 |
| Access Clarity | 10.5 |

Regulatory layer — **Payments**: 25.0 (matched via tags).

## Agent readiness — 29.1 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## APIs (1)

- **Tapi API** — Regional bill-payment and payments infrastructure API — biller directory, service/bill payments, phone recharges, subscriptions, scheduled-payment agendas and digital gift cards...

## MCP servers (1)

- **Tapi MCP Server**

## Security (2)

- **Tapi Authentication** — token · 1 scheme
- **Tapi Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Payments, Bill Payments, Fintech, Latin America, Recharges, Gift Cards, Financial Infrastructure, Payment Network

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/tapi/). Scores are computed from the provider's own public artifacts under a published rubric.