# takepayments

**Canonical:** https://apis.io/providers/takepayments/  
**Website:** https://www.takepayments.com/  
**APIs profiled:** 1

takepayments (a trading name of Payzone UK Limited) is a United Kingdom payment gateway and merchant-services provider that lets businesses accept card payments online, in person, and over the phone. Its online payment gateway offers Hosted (redirect) and Direct (server-to-server) integrations for e-commerce checkouts, delivered as SOAP v1.1 XML and HTTPS form-POST requests authenticated with a merchant ID and a pre-shared-key signature hash, alongside ready-made shopping-cart plugins and backend SDK code packs. Its newer Terminal API is a modern REST/JSON surface hosted on Azure API Management, secured with OAuth 2.0 client-credentials via Microsoft Azure AD, that pairs and drives card machines (Move5000, PAX A920 Pro) for Start-Transaction, Pairing, Split Bill & Gratuity, and Pay at Table flows. takepayments runs a real public developer portal at developer.takepayments.com but does not publish a downloadable OpenAPI/Swagger definition; its API reference is documentation-only, and merchant onboarding is sales-led rather than open self-serve.

## Kin Score — 35.1 / 100 (thin)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 35.1).

| Facet | Score |
|---|---|
| Discoverability | 87.0 |
| Contract Quality | 0.0 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 2.6 |
| Developer Ergonomics | 59.5 |
| Commercial Clarity | 39.5 |
| Access Clarity | 39.5 |

Regulatory layer — **Payments**: 59.4 (matched via tags).

## Agent readiness — 12.0 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## APIs (1)

- **takepayments Terminal API** — A REST/JSON API hosted on Azure API Management for pairing and driving takepayments card machines (Move5000, PAX A920 Pro) from an integrated app or POS. Documented operations i...

## MCP servers (1)

- **takepayments MCP Server**

## Security (2)

- **Takepayments Authentication** — oauth2/apiKey · 2 schemes
- **Takepayments Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Payments, United Kingdom, Payment Gateway, Payment Processing, Card Payments, Card Machines, In-Person Payments, E-Commerce, PSP, Acquiring

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/takepayments/). Scores are computed from the provider's own public artifacts under a published rubric.