# Switstack

**Canonical:** https://apis.io/providers/switstack/  
**Website:** https://www.switstack.io/  
**APIs profiled:** 4

Switstack is a payment infrastructure company building software-defined EMV acceptance for physical retail. It ships three products: switstack moka, a source-available EMV Level 2 kernel stack with brand Letters of Compliance; Switcloud, a hosted "universal compliance infrastructure" that abstracts EMV L2 execution and centralizes estate (organization/merchant/store/POI) and EMV configuration (CAPK, BIN, CRL, kernel parameter) management behind a REST API; and Swittest, a managed EMV functional test-automation service for labs and developers certifying card-present applications. The platform is terminal-agnostic and L2-stack agnostic — one L3 application runs across Android COTS tap-to-pay devices and PCI-PTS terminals via a GLA adapter layer — and Switstack supplies pre-certified PCI MPoC software and service components to shrink certification scope.

## Kin Score — 41.8 / 100 (developing)

Scored 2026-09-08 under rubric 0.20.0. Trend: flat (+0.0 from 41.8).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 49.6 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 2.6 |
| Developer Ergonomics | 80.4 |
| Commercial Clarity | 13.2 |
| Access Clarity | 13.2 |

Regulatory layer — **Payments**: 42.2 (matched via tags).

## Agent readiness — 27.7 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | documented |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (8)

- **Switstack Auth API** — The Auth API from Switstack — 3 operation(s) for auth.
- **Switstack BOM API** — The BOM API from Switstack — 6 operation(s) for bom.
- **Switstack Config API** — The Config API from Switstack — 29 operation(s) for config.
- **Switstack Parser API** — The Parser API from Switstack — 4 operation(s) for parser.
- **Switstack Payment API** — The Payment API from Switstack — 4 operation(s) for payment.
- **Switstack Suite API** — The Suite API from Switstack — 2 operation(s) for suite.
- **Switstack Test API** — The Test API from Switstack — 5 operation(s) for test.
- **Switstack Validation API** — The Validation API from Switstack — 6 operation(s) for validation.

## Agentic access (1)

- **Switstack Agentic Access** — 128 operations · 89 acting · 2 human-in-the-loop

## Security (2)

- **Switstack Authentication** — oauth2 · 1 scheme
- **Switstack Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Plans (1)

- **Switstack Plans Pricing**

## Tags

Company, Fintech Insurtech, Payments, EMV, emv-level-2, Card Present, Point-of-Sale, SoftPOS, Tap to Pay, Payment Terminals, In-Store Payments, pci-mpoc, certification-testing, Retail Payments, estate-management

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/switstack/). Scores are computed from the provider's own public artifacts under a published rubric.