# Super Payments

**Canonical:** https://apis.io/providers/super-payments/  
**Website:** https://www.superpayments.com/for-business  
**APIs profiled:** 8

Super Payments is a UK payments provider offering free card and open-banking (pay-by-bank) payment processing for businesses, funded by a customer-acquisition and cash-rewards model rather than per-transaction fees. Its REST API lets merchants create payments and checkout sessions, issue refunds, manage customers and reusable payment methods, run settlements and reconciliation, create no-code payment links, and configure cash rewards. The API uses date-based URL versioning, static API-key authentication, RFC 9457 problem+json errors, cursor pagination, HMAC-signed webhooks, an embedded super-card web component and hosted payment page, and a React Native SDK. Backed by Accel and Union Square Ventures.

## Kin Score — 58.6 / 100 (strong)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 58.6).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 72.8 |
| Governance | 20.8 |
| Operational Transparency | 73.7 |
| Developer Ergonomics | 73.4 |
| Commercial Clarity | 44.7 |

Regulatory layer — **Payments**: 39.1 (matched via tags).

## Agent readiness — 51.1 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| MCP Server | derived |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | verified |
| Rate Limit Signal | documented |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (8)

- **Super Payments Checkout Sessions API** — Checkout Session management
- **Super Payments Customer API** — The Customer API from Super Payments — 2 operation(s) for customer.
- **Super Payments Payment Links API** — Manage payment links for one-time payments
- **Super Payments Payment Methods API** — The Payment Methods API from Super Payments — 4 operation(s) for payment methods.
- **Super Payments Payments API** — Payment processing and management
- **Super Payments Refunds API** — Refund management
- **Super Payments Rewards API** — Rewards configuration and calculation and management
- **Super Payments Settlements API** — Settlement batches, details, and reconciliation

## MCP servers (1)

- **super-payments-mcp.yml**

## Security (2)

- **Super Payments Authentication** — apiKey · 2 schemes
- **Super Payments Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Payments, Open Banking, Cash Rewards, Checkout, Fintech, United Kingdom, Pay by Bank

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/super-payments/). Scores are computed from the provider's own public artifacts under a published rubric.