# Suncorp Bank

**Canonical:** https://apis.io/providers/suncorp-bank/  
**Website:** https://www.suncorpbank.com.au/  
**APIs profiled:** 8

Suncorp Bank is an Australian retail and business bank headquartered in Brisbane, Queensland, offering transaction and savings accounts, home and personal lending, credit cards, and business banking. Formerly the banking arm of Suncorp Group, it was acquired by Australia and New Zealand Banking Group (ANZ) on 31 July 2024 and now operates as a division of ANZ while retaining the Suncorp Bank brand under a multi-year transition. As an authorised deposit-taking institution (ADI) it is a data holder under Australia's Consumer Data Right (CDR / Open Banking) and exposes a public, unauthenticated Product Reference Data (PRD) API conforming to the Consumer Data Standards, powered by the Frollo PRD portal.

## Kin Score — 47.0 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 47.0).

| Facet | Score |
|---|---|
| Discoverability | 92.6 |
| Contract Quality | 51.0 |
| Governance | 30.3 |
| Contract Governance | 30.3 |
| Operational Transparency | 18.4 |
| Developer Ergonomics | 37.5 |
| Commercial Clarity | 25.0 |
| Access Clarity | 25.0 |

Regulatory layer — **Banking & Open Finance**: 74.1 (matched via tags).

## Agent readiness — 34.0 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (8)

- **Suncorp Bank Gateway (Mastercard) Payments API** — Suncorp Bank's merchant payment gateway, a Suncorp-branded instance of Mastercard Payment Gateway Services (MPGS). It offers merchants a REST/JSON (and NVP) API plus hosted chec...
- **Suncorp Bank Banking Account Balances API** — Banking Account Balance endpoints
- **Suncorp Bank Banking Account Direct Debits API** — Banking Account Direct Debit endpoints
- **Suncorp Bank Banking Account Scheduled Payments API** — Banking Account Scheduled Payment endpoints
- **Suncorp Bank Banking Account Transactions API** — Banking Account Transaction endpoints
- **Suncorp Bank Banking Accounts API** — Banking Account endpoints
- **Suncorp Bank Banking Payees API** — Banking Payee endpoints
- **Suncorp Bank Banking Products API** — Banking Product endpoints

## MCP servers (1)

- **Suncorp Bank MCP Server**

## Agentic access (1)

- **Suncorp Bank Agentic Access** — 19 operations · 3 acting

## Security (2)

- **Suncorp Bank Authentication** — none/oauth2/openIdConnect/mutualTLS · 2 schemes
- **Suncorp Bank Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Financial, Banks, Open Banking, CDR, Consumer Banking, Australia, Product Reference Data, Consumer Data Right

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/suncorp-bank/). Scores are computed from the provider's own public artifacts under a published rubric.