# Suncoast Credit Union

**Canonical:** https://apis.io/providers/suncoast/  
**Website:** https://www.suncoast.com/  
**APIs profiled:** 0

Suncoast Credit Union is a state-chartered, federally insured (NCUA), member-owned not-for-profit financial cooperative headquartered in Tampa, Florida. Founded in 1934 as Hillsborough County Teachers Credit Union, it is the largest credit union in Florida and one of the largest in the United States, serving well over a million members across Florida counties with more than $17 billion in assets. It offers consumer and small-business deposit accounts, lending, cards, and digital banking through a web presence (the brand's canonical domain is now suncoast.com, with the legacy suncoastcreditunion.com 301-redirecting to it) and an online/mobile banking platform hosted on banking.suncoastcreditunion.com. As is typical for a U.S. credit union, Suncoast publishes NO first-party public developer API and operates no developer portal: no developer or api subdomain resolves for either suncoastcreditunion.com or suncoast.com. Consumer-permissioned data access is available only through third-party aggregators (Plaid, MX, Finicity, Akoya) and its digital-banking core provider rather than a direct API. There is no publicly documented Financial Data Exchange (FDX) participation and no published CFPB Section 1033 open-banking posture. This is an identity-only API Evangelist record reflecting an honest "no public API, aggregator-only" reality.

## Kin Score — 1.5 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 1.5).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Banking & Open Finance**: 7.6 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Security (1)

- **Suncoast Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Financial-Services, Banking, United States, Credit Union, Florida, Open Finance, Data Aggregation

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/suncoast/). Scores are computed from the provider's own public artifacts under a published rubric.