# Stoik

**Canonical:** https://apis.io/providers/stoik/  
**Website:** https://www.stoik.com/en-us  
**APIs profiled:** 0

Stoïk is a European cyber-insurtech, founded in 2021 and headquartered in Paris, that pairs cyber insurance with active security prevention for small and mid-market businesses (up to roughly €1B revenue). Insurance coverage of up to €10M is backed by Tokio Marine HCC, Swiss Re and Axeria IARD and sold 100% online through a broker platform used by 1,500+ partner brokers across France, Germany, Spain, Austria, Belgium and the Netherlands. Beyond insurance, Stoïk ships a free risk-monitoring suite — Stoïk Protect (external scan, phishing simulation, Active Directory and cloud scanning, leaked-credential monitoring), Managed Detection & Response (MDR), and managed email security — plus 24/7 incident response. Stoïk is a portfolio company of Andreessen Horowitz (a16z) and Anthemis. No public developer API is published today; the developer-adjacent surface is a GitBook help center (docs.stoik.io, with an llms.txt index and a dated changelog), the insured/broker platform at app.stoik.io, and the GitHub org github.com/stoikio.

## Kin Score — 16.1 / 100 (emerging)

Scored 2026-08-19 under rubric 0.12.0. Trend: flat (-2.7 from 18.8).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 18.4 |
| Developer Ergonomics | 16.7 |
| Commercial Clarity | 27.6 |
| Access Clarity | 27.6 |

Regulatory layer — **Insurance**: 21.2 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Stoik Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Company, Cyber Insurance, Cybersecurity, Insurtech, Managed Detection and Response, Email Security, Phishing Simulation, Vulnerability Scanning, Incident Response, Europe

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/stoik/). Scores are computed from the provider's own public artifacts under a published rubric.