# Steadily

**Canonical:** https://apis.io/providers/steadily/  
**Website:** https://steadily.com  
**APIs profiled:** 8

Steadily is a US landlord-insurance provider — built by landlords, for landlords — writing rental-property policies in all 50 states with online quotes in minutes and coverage designed around how rental properties actually work. Its Partner API, a FastAPI-based REST service at api.steadily.com, lets property managers, lenders, and marketplaces generate instant insurance estimates, refer leads, and track bound policies. Appointed independent agencies use the companion Rater Quotes API to create, price, underwrite, and offer quotes directly from their rater. Steadily was founded by a landlord who could not find decent insurance for his own rental property.

## Kin Score — 39.5 / 100 (thin)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 39.5).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 49.8 |
| Governance | 11.5 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 56.0 |
| Commercial Clarity | 23.7 |

Regulatory layer — **Insurance**: 40.9 (matched via tags).

## Agent readiness — 38.5 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| MCP Server | derived |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (8)

- **Steadily Account API** — Steadily uses Bearer Tokens to authenticate requests to the quoting endpoints on behalf of some appointed agent. There's two steps to this process: 1. Use your agency's Steadily...
- **Steadily Draft Quote API** — A Draft Quote is an editable draft of a policy. Create a new draft quote by passing in basic insured and property information to `POST /v1/agency/draft_quote` with an authentica...
- **Steadily Lead Referrals API** — Submit and retrieve lead referrals. Use the refer lead endpoint to submit a lead with full quote details and start the insurance quote process. You'll get back a quote estimate ...
- **Steadily Lender API** — Policy information and change requests for third-party lender integrations
- **Steadily Policy API** — A Policy is an issued insurance policy. The declaration document and policy packet are available.
- **Steadily Quote Estimates API** — The Instant Estimate API is a one-step express API to quickly get a landlord insurance estimate you can display within your platform. To get started, you only need to send the a...
- **Steadily Quote Offer API** — An Offer is an immutable offer for coverage extended to a customer. Offers are generated from draft quotes and provides a PDF quote document. Creating an offer requires no outst...
- **Steadily Reporting API** — Reporting on the referrals you've sent Steadily and the referral fees you've earned. The lead, account, and policy endpoints follow each referral through its lifetime. The summa...

## MCP servers (1)

- **steadily-mcp.yml**

## Agentic access (1)

- **Steadily Agentic Access** — 39 operations · 14 acting

## Security (3)

- **Steadily Authentication** — apiKey/http · 5 schemes
- **Steadily Domain Security** — TLSv1.3 · DMARC
- **Steadily Vulnerability Disclosure** — disclosure policy published

## Tags

Company, Fintech, Insurance, Landlord Insurance, Insurtech, Real Estate, Rental Property, API

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/steadily/). Scores are computed from the provider's own public artifacts under a published rubric.