# Spendesk

**Canonical:** https://apis.io/providers/spendesk/  
**Website:** https://www.spendesk.com/  
**APIs profiled:** 1

Spendesk is an AI-powered spend management and procurement platform serving over 200,000 users across Europe. Its public REST API enables partners and customers to integrate programmatic card issuance, transaction retrieval, expense claims processing, vendor and invoice management, and accounting exports into their own tools and workflows. Authentication is supported via API keys (for customers) and OAuth2 (for partners building native integrations). API access requires a Premium or Enterprise subscription plan, and the developer portal at developer.spendesk.com provides reference documentation, changelogs, a Postman collection, and webhook administration.

## Kin Score — 27.6 / 100 (thin)

Scored 2026-08-25 under rubric 0.14.0. Trend: flat (+0.0 from 27.6).

| Facet | Score |
|---|---|
| Discoverability | 68.5 |
| Contract Quality | 14.7 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 50.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 50.0 |
| Access Clarity | 50.0 |

Regulatory layer — **Payments**: 26.6 (matched via tags).

## Agent readiness — 2.5 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Paid — onboarding: unknown, pricing: paid, trial: no (confidence: medium).

## APIs (1)

- **Spendesk Public API** — REST API for managing corporate cards, expense claims, vendor invoices, wallet summaries, settlements, bank fees, members, suppliers, cost centers, analytical fields, and webhoo...

## Security (2)

- **Spendesk Domain Security** — TLSv1.3 · HSTS · DMARC
- **Spendesk Vulnerability Disclosure** — security.txt · contact published

## Plans (1)

- **Spendesk Plans Pricing**

## Tags

Spend Management, Corporate Cards, Expense Management, Invoices, Procurement, Fintech, Accounting, Payments

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/spendesk/). Scores are computed from the provider's own public artifacts under a published rubric.