# Spektr

**Canonical:** https://apis.io/providers/spektr/  
**Website:** https://spektr.com  
**APIs profiled:** 9

Spektr is an AI-powered compliance automation platform for banks and fintechs, backed by Northzone and Seedcamp. It automates KYB and KYC onboarding, continuous customer monitoring, risk scoring, remediation, and transaction monitoring using configurable processes and a library of AI agents (KYB, document review, network/ownership discovery, address and license verification, source-of-funds, and false-positive reduction). The REST API (documented on ReadMe at spektr.readme.io, served from ingest.spektr.com) covers dataset and customer-record import, process execution and onboarding orchestration, event and transaction ingestion, workspace field definitions, and HMAC-signed webhooks. Authentication is via an x-api-key header, with idempotency-key support and Live/Sandbox/Test environments.

## Kin Score — 55.2 / 100 (developing)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 55.2).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 68.8 |
| Governance | 20.8 |
| Operational Transparency | 47.4 |
| Developer Ergonomics | 69.0 |
| Commercial Clarity | 36.8 |

## Agent readiness — 58.3 (agent-native)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| MCP Server | derived |
| Auth Clarity | yes |
| Idempotency | verified |
| Error Semantics | verified |
| OpenAPI Examples | verified |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (9)

- **Spektr Action API API** — The Action API API from Spektr — 1 operation(s) for action api.
- **Spektr Events API API** — The Events API API from Spektr — 1 operation(s) for events api.
- **Spektr Execution API API** — The Execution API API from Spektr — 3 operation(s) for execution api.
- **Spektr Import API API** — The Import API API from Spektr — 2 operation(s) for import api.
- **Spektr Orchestration API API** — The Orchestration API API from Spektr — 6 operation(s) for orchestration api.
- **Spektr Records API API** — The Records API API from Spektr — 9 operation(s) for records api.
- **Spektr Transaction Definitions API** — The Transaction Definitions API from Spektr — 2 operation(s) for transaction definitions.
- **Spektr Transactions API** — The Transactions API from Spektr — 1 operation(s) for transactions.
- **Spektr Workspace Fields API API** — The Workspace Fields API API from Spektr — 2 operation(s) for workspace fields api.

## MCP servers (1)

- **spektr-mcp.yml**

## Agentic access (1)

- **Spektr Agentic Access** — 35 operations · 25 acting · 25 human-in-the-loop

## Security (3)

- **Spektr Authentication** — apiKey · 1 scheme
- **Spektr Domain Security** — TLSv1.3 · HSTS · DMARC
- **Spektr Trust Center** — SOC 2, ISO 27001, GDPR

## Tags

Company, Compliance, RegTech, KYB, KYC, Onboarding, Transaction Monitoring, Financial Services, Artificial Intelligence, Enterprise

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/spektr/). Scores are computed from the provider's own public artifacts under a published rubric.