# Slice

**Canonical:** https://apis.io/providers/slice-cards/  
**Website:** https://slice.bank.in  
**APIs profiled:** 0

Slice is an Indian consumer fintech and small finance bank, founded in 2016 as SlicePay by Rajan Bajaj and headquartered between Bengaluru (corporate) and Guwahati (registered). The company originally built a buy-now-pay-later product and a prepaid-card-plus-credit-line offering aimed at students and young professionals — pitched as a credit-card alternative for India's Gen Z — and at its peak was reportedly issuing over 300,000 prepaid cards per month before RBI's 2022 restrictions on credit-linked PPI products forced a pivot. In October 2023 Slice announced a merger with the regulated North East Small Finance Bank (NESFB), the first fintech-into-bank merger in India; the merger received RBI approval in October 2023, CCI approval in March 2024 and NCLT (Guwahati) approval in August 2024, completed on October 27, 2024, and the combined entity was rebranded as Slice Small Finance Bank in May 2025. Today Slice operates a consumer mobile-first neobank — savings accounts, fixed deposits, UPI, a Slice credit card and rewards — alongside a merchant-facing payments stack exposed through a Merchant API (api.nebank.com) covering bank-account validation, payouts, pay-in/collect, refunds, virtual accounts, balance, transactions and webhook notifications. As of late 2024 the company had raised approximately $387M from investors including Tiger Global, Insight Partners and Blume Ventures.

## Kin Score — 8.9 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 8.9).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 5.3 |
| Developer Ergonomics | 4.8 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Banking & Open Finance**: 17.7 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Slice Cards Domain Security** — TLSv1.3 · HSTS · DNSSEC

## Tags

Banking, Neobank, Small Finance Bank, Consumer Finance, Credit Cards, Prepaid Cards, Buy Now Pay Later, UPI, Payments, Payouts, Merchant API, Savings Accounts, Fixed Deposits, Fintech, India, Gen Z

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/slice-cards/). Scores are computed from the provider's own public artifacts under a published rubric.