# SK Finance Ltd

**Canonical:** https://apis.io/providers/skfin/  
**Website:** https://skfin.in  
**APIs profiled:** 0

SK Finance Ltd (skfin.in) is a Jaipur, India-based non-banking financial company (NBFC) providing asset-backed retail lending. Its products span commercial vehicle, car, tractor, construction-equipment and two-wheeler loans alongside secured business loans and home-renovation / mortgage finance, delivered through a physical branch network with EMI calculators, online EMI payment, a branch locator, a loan-application portal and a customer "Refer and Earn" referral program. Backed by Norwest Venture Partners. As of this enrichment pass the company publishes a corporate/marketing website (Next.js) with no public developer portal, API documentation, SDKs or other machine-readable API surface.

## Kin Score — 5.0 / 100 (minimal)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 5.0).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Skfin Domain Security** — TLSv1.2 · HSTS · DNSSEC · DMARC

## Tags

Company, Financial-Services, Lending, NBFC, Vehicle Finance, Small Business Loans, India, Fintech

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/skfin/). Scores are computed from the provider's own public artifacts under a published rubric.