# Sixfold

**Canonical:** https://apis.io/providers/sixfold/  
**Website:** https://www.sixfold.ai  
**APIs profiled:** 0

Sixfold is a New York City-headquartered AI company building purpose-built artificial intelligence for insurance underwriting across Property & Casualty and Life & Health lines. Founded by Alex Schmelkin (CEO, previously co-founder of Unqork), Jane Tran (COO), and Brian Moseley (CTO, previously Head of Developer Experience at American Express), Sixfold processes unstructured submissions, automates risk research, produces appetite fit scores, generates cited case narratives, and applies underwriting guidelines consistently across submissions. The platform classifies risk using industry standards (SIC, NAICS, ISO), supports 40+ P&C and Life & Health business lines, and deploys either standalone or via a flexible API into existing underwriting workbench, CRM, and policy administration systems. Customers include Zurich North America, Guardian, Generali GC&C, Skyward Specialty, AXIS, and Mosaic Insurance, collectively representing roughly $265B in gross written premium. The company raised a $30M Series B in January 2026 and operates from offices in New York City and Lloyd's of London. Sixfold is the named provider behind these capabilities and is distinct from Cytora, a separate UK-based insurance AI provider. The platform is sold as enterprise SaaS to insurance carriers; there is no public self-serve developer portal, public API reference, SDKs, or open-source release — API integration is delivered under enterprise engagement.

## Kin Score — 7.5 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 7.5).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 15.8 |
| Developer Ergonomics | 2.4 |
| Commercial Clarity | 7.9 |
| Access Clarity | 7.9 |

Regulatory layer — **Insurance**: 16.7 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (2)

- **Sixfold Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC
- **Sixfold Trust Center** — SOC 2, HIPAA

## Tags

Insurance, Underwriting, Artificial Intelligence, Insurtech, Property and Casualty, Life and Health, Risk Assessment, Submission Triage, Document Processing, Agentic AI, Enterprise Saas

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/sixfold/). Scores are computed from the provider's own public artifacts under a published rubric.