# Silvr

**Canonical:** https://apis.io/providers/silvr/  
**Website:** https://www.silvr.co/  
**APIs profiled:** 0

Silvr (Silvr Groupe SAS, Neuilly-sur-Seine, France) was a French fintech that brought Revenue Based Financing to Europe, underwriting non-dilutive growth capital for e-commerce, SaaS and digital SMEs from its own Silvr Analytics scoring model and later broadening into flexible business loans of EUR 5k-10M covering receivables advances, inventory and equipment financing and working capital. Founded in 2020 by Nima Karimi and Gregory Tappero, it raised a EUR 130M Series A plus EUR 200M in debt from Citi and Channel, with ISAI, Serena, XAnge, Otium, Eurazeo and Bpifrance on the cap table. Silvr declared cessation of payments in June 2025; on 2 December 2025 the Nanterre court awarded Karmen the takeover of all Silvr assets except the non-performing loan portfolio, and silvr.co now redirects applicants and logins to app.karmen.io. Silvr marketed an embedded-finance partner API for real-time eligibility, but never published a developer portal, API reference or machine-readable contract, and that partner funnel now points at Karmen.

## Kin Score — 9.5 / 100 (minimal)

Scored 2026-09-08 under rubric 0.20.0. Trend: flat (+0.0 from 9.5).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 2.4 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Insurance**: 21.2 (matched via tags).

## Agent readiness — 2.5 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Silvr Domain Security** — TLSv1.3 · HSTS

## Plans (1)

- **Silvr Plans Pricing**

## Tags

Company, Fintech Insurtech, Lending, Revenue-Based Financing, Embedded Finance, Working Capital, Invoice Financing, SME Finance, France, Acquired

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/silvr/). Scores are computed from the provider's own public artifacts under a published rubric.